Side-by-side · Q2 2026 data
Oklahoma Bank and Trust Company vs Oklahoma Capital Bank
Metric by metric
| Measure | Oklahoma Bank and Trust Company | Oklahoma Capital Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 69 |
| Capital cushion | 91 (stronger) | 54 |
| Loan quality | 80 | 90 (stronger) |
| Earnings | 77 (stronger) | 72 |
| Funding & liquidity | 64 (stronger) | 41 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 82nd | 40th |
| Total assets | $202.3M | $196.3M |
| Deposits / shares | $173.9M | $159.8M |
| Capital ratio | 14.05% (stronger) | 10.39% |
| Problem loans | 0.61% | 0.30% (stronger) |
| Net charge-offs | -0.13% (stronger) | -0.01% |
| Return on assets | 1.42% (stronger) | 1.29% |
| Loans ÷ deposits | 39.0% (stronger) | 100.4% |
| Uninsured deposits | 47.5% | 32.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oklahoma Bank and Trust Company has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Oklahoma Bank and Trust Company leads on 5 and Oklahoma Capital Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.