Side-by-side · Q2 2026 data
Oklahoma Bank and Trust Company vs The First National Bank and Trust Company of Miami
Bank
The First National Bank and Trust Company of Miami
Miami, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Oklahoma Bank and Trust Company | The First National Bank and Trust Company of Miami |
|---|---|---|
| TellerScore | 82 | 82 |
| Capital cushion | 91 (stronger) | 84 |
| Loan quality | 80 | 80 |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 64 (stronger) | 52 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 82nd | 82nd |
| Total assets | $202.3M | $191.4M |
| Deposits / shares | $173.9M | $162.6M |
| Capital ratio | 14.05% (stronger) | 13.42% |
| Problem loans | 0.61% | 0.60% (stronger) |
| Net charge-offs | -0.13% (stronger) | 0.00% |
| Return on assets | 1.42% | 1.99% (stronger) |
| Loans ÷ deposits | 39.0% (stronger) | 82.4% |
| Uninsured deposits | 47.5% | 38.6% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Oklahoma Bank and Trust Company leads on 3 and The First National Bank and Trust Company of Miami on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.