Side-by-side · Q2 2026 data
Oklahoma Bank and Trust Company vs The Seiling State Bank
Metric by metric
| Measure | Oklahoma Bank and Trust Company | The Seiling State Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 79 |
| Capital cushion | 91 (stronger) | 55 |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 77 | 84 (stronger) |
| Funding & liquidity | 64 | 68 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 82nd | 75th |
| Total assets | $202.3M | $195.0M |
| Deposits / shares | $173.9M | $175.2M |
| Capital ratio | 14.05% (stronger) | 10.54% |
| Problem loans | 0.61% | 0.00% (stronger) |
| Net charge-offs | -0.13% | -0.60% (stronger) |
| Return on assets | 1.42% | 1.60% (stronger) |
| Loans ÷ deposits | 39.0% (stronger) | 78.3% |
| Uninsured deposits | 47.5% | 27.7% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oklahoma Bank and Trust Company has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Oklahoma Bank and Trust Company leads on 3 and The Seiling State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.