Side-by-side · Q2 2026 data
Oklahoma Capital Bank vs International Bank of Commerce
Metric by metric
| Measure | Oklahoma Capital Bank | International Bank of Commerce |
|---|---|---|
| TellerScore | 69 | 88 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 90 (stronger) | 78 |
| Earnings | 72 | 75 (stronger) |
| Funding & liquidity | 41 | 90 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 40th | 98th |
| Total assets | $196.3M | $1.6B |
| Deposits / shares | $159.8M | $1.2B |
| Capital ratio | 10.39% | 15.53% (stronger) |
| Problem loans | 0.30% (stronger) | 0.66% |
| Net charge-offs | -0.01% (stronger) | 0.25% |
| Return on assets | 1.29% | 1.37% (stronger) |
| Loans ÷ deposits | 100.4% | 54.8% (stronger) |
| Uninsured deposits | 32.3% | 24.2% (stronger) |
| Offices | 3 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
International Bank of Commerce has the higher TellerScore (88 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Oklahoma Capital Bank leads on 2 and International Bank of Commerce on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.