Side-by-side · Q2 2026 data
Oklahoma Capital Bank vs The Bank of the West
Metric by metric
| Measure | Oklahoma Capital Bank | The Bank of the West |
|---|---|---|
| TellerScore | 69 (stronger) | 62 |
| Capital cushion | 54 | 55 (stronger) |
| Loan quality | 90 (stronger) | 26 |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 41 | 81 (stronger) |
| Problem-loan coverage | 96 (stronger) | 73 |
| Peer percentile | 40th | 22nd |
| Total assets | $196.3M | $192.4M |
| Deposits / shares | $159.8M | $171.2M |
| Capital ratio | 10.39% | 10.49% (stronger) |
| Problem loans | 0.30% (stronger) | 2.22% |
| Net charge-offs | -0.01% (stronger) | -0.01% |
| Return on assets | 1.29% | 2.05% (stronger) |
| Loans ÷ deposits | 100.4% | 77.5% (stronger) |
| Uninsured deposits | 32.3% | 16.7% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oklahoma Capital Bank has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Oklahoma Capital Bank leads on 3 and The Bank of the West on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.