Side-by-side · Q2 2026 data
Oklahoma State Bank vs Walters Bank and Trust Company
Metric by metric
| Measure | Oklahoma State Bank | Walters Bank and Trust Company |
|---|---|---|
| TellerScore | 69 | 99 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 51 | 98 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 81 | 99 (stronger) |
| Peer percentile | 37th | 99th |
| Total assets | $66.7M | $70.3M |
| Deposits / shares | $59.5M | $56.5M |
| Capital ratio | 10.36% | 20.03% (stronger) |
| Problem loans | 1.47% | 0.06% (stronger) |
| Net charge-offs | 0.10% | 0.10% (stronger) |
| Return on assets | 2.88% (stronger) | 2.33% |
| Loans ÷ deposits | 78.9% | 60.6% (stronger) |
| Uninsured deposits | 13.0% | 11.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.8% |
Walters Bank and Trust Company has the higher TellerScore (99 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Oklahoma State Bank leads on 1 and Walters Bank and Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.