Side-by-side · Q2 2026 data
Okunity Federal Credit Union vs Oklahoma Educators Credit Union
Credit union
Oklahoma Educators Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Okunity Federal Credit Union | Oklahoma Educators Credit Union |
|---|---|---|
| TellerScore | 72 | 72 |
| Capital cushion | 73 (stronger) | 63 |
| Loan quality | 84 (stronger) | 83 |
| Earnings | 48 (stronger) | 46 |
| Funding & liquidity | 66 | 95 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 57th | 57th |
| Total assets | $214.7M | $305.2M |
| Deposits / shares | $175.6M | $240.4M |
| Capital ratio | 12.33% (stronger) | 11.26% |
| Problem loans | 0.48% (stronger) | 0.51% |
| Net charge-offs | 0.42% (stronger) | 1.07% |
| Return on assets | 0.71% (stronger) | 0.66% |
| Loans ÷ deposits | 93.9% | 65.2% (stronger) |
| Uninsured deposits | 5.0% (stronger) | 5.0% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.2% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Okunity Federal Credit Union leads on 5 and Oklahoma Educators Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.