Side-by-side · Q2 2026 data
Old Dominion National Bank vs Carter Bank & Trust
Metric by metric
| Measure | Old Dominion National Bank | Carter Bank & Trust |
|---|---|---|
| TellerScore | 64 | 76 (stronger) |
| Capital cushion | 68 (stronger) | 67 |
| Loan quality | 72 (stronger) | 66 |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 43 | 70 (stronger) |
| Problem-loan coverage | 89 (stronger) | 86 |
| Peer percentile | 33rd | 80th |
| Total assets | $1.8B | $4.8B |
| Deposits / shares | $1.5B | $4.2B |
| Capital ratio | 11.75% (stronger) | 11.73% |
| Problem loans | 0.85% (stronger) | 1.01% |
| Net charge-offs | 0.26% | -0.82% (stronger) |
| Return on assets | 0.78% | 3.66% (stronger) |
| Loans ÷ deposits | 90.7% | 87.7% (stronger) |
| Uninsured deposits | 39.5% | 17.7% (stronger) |
| Offices | 6 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 28.0% |
Carter Bank & Trust has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Old Dominion National Bank leads on 2 and Carter Bank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.