Side-by-side · Q2 2026 data
Old Second National Bank vs Morton Community Bank
Metric by metric
| Measure | Old Second National Bank | Morton Community Bank |
|---|---|---|
| TellerScore | 71 | 72 (stronger) |
| Capital cushion | 70 (stronger) | 56 |
| Loan quality | 64 | 73 (stronger) |
| Earnings | 87 (stronger) | 85 |
| Funding & liquidity | 52 | 73 (stronger) |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 63rd | 66th |
| Total assets | $6.9B | $5.3B |
| Deposits / shares | $5.5B | $4.7B |
| Capital ratio | 12.05% (stronger) | 10.62% |
| Problem loans | 1.08% | 0.81% (stronger) |
| Net charge-offs | 0.73% | 0.33% (stronger) |
| Return on assets | 1.69% (stronger) | 1.62% |
| Loans ÷ deposits | 94.7% | 74.1% (stronger) |
| Uninsured deposits | 27.1% | 26.9% (stronger) |
| Offices | 53 | 43 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.7% | 11.4% |
Morton Community Bank has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Old Second National Bank leads on 2 and Morton Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.