Side-by-side · Q2 2026 data
Old West Federal Credit Union vs Opc Federal Credit Union
Metric by metric
| Measure | Old West Federal Credit Union | Opc Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 79 (stronger) |
| Capital cushion | 70 | 98 (stronger) |
| Loan quality | 54 (stronger) | 46 |
| Earnings | 35 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 62 |
| Problem-loan coverage | 85 (stronger) | 83 |
| Peer percentile | 29th | 62nd |
| Total assets | $319.0M | $2.8M |
| Deposits / shares | $278.3M | $2.3M |
| Capital ratio | 11.97% | 14.75% (stronger) |
| Problem loans | 1.37% (stronger) | 1.63% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.37% | 3.03% (stronger) |
| Loans ÷ deposits | 71.8% (stronger) | 97.8% |
| Uninsured deposits | 4.8% | 0.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Opc Federal Credit Union has the higher TellerScore (79 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Old West Federal Credit Union leads on 2 and Opc Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.