Side-by-side · Q2 2026 data
Olympia Federal Savings and Loan Association vs Sound Banking Company
Bank
Olympia Federal Savings and Loan Association
Olympia, Washington · $1 billion – $10 billion
Metric by metric
| Measure | Olympia Federal Savings and Loan Association | Sound Banking Company |
|---|---|---|
| TellerScore | 68 | 82 (stronger) |
| Capital cushion | 72 (stronger) | 71 |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 34 | 100 (stronger) |
| Funding & liquidity | 45 (stronger) | 39 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 49th | 70th |
| Total assets | $1.0B | $45.2M |
| Deposits / shares | $709.7M | $39.6M |
| Capital ratio | 12.15% (stronger) | 12.08% |
| Problem loans | 0.26% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 0.36% | 2.52% (stronger) |
| Loans ÷ deposits | 120.9% | 96.6% (stronger) |
| Uninsured deposits | 20.0% (stronger) | 37.4% |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sound Banking Company has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Olympia Federal Savings and Loan Association leads on 3 and Sound Banking Company on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.