Side-by-side · Q2 2026 data
Olympia Federal Savings and Loan Association vs Sound Community Bank
Bank
Olympia Federal Savings and Loan Association
Olympia, Washington · $1 billion – $10 billion
Metric by metric
| Measure | Olympia Federal Savings and Loan Association | Sound Community Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 64 |
| Capital cushion | 72 (stronger) | 59 |
| Loan quality | 91 (stronger) | 70 |
| Earnings | 34 | 55 (stronger) |
| Funding & liquidity | 45 | 60 (stronger) |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 49th | 33rd |
| Total assets | $1.0B | $1.1B |
| Deposits / shares | $709.7M | $937.1M |
| Capital ratio | 12.15% (stronger) | 10.93% |
| Problem loans | 0.26% (stronger) | 0.90% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.36% | 0.87% (stronger) |
| Loans ÷ deposits | 120.9% | 94.5% (stronger) |
| Uninsured deposits | 20.0% (stronger) | 20.2% |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.0% |
Olympia Federal Savings and Loan Association has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Olympia Federal Savings and Loan Association leads on 5 and Sound Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.