Side-by-side · Q2 2026 data
Omega Federal Credit Union vs Ussco Johnstown Federal Credit Union
Credit union
Ussco Johnstown Federal Credit Union
Johnstown, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Omega Federal Credit Union | Ussco Johnstown Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 78 (stronger) |
| Capital cushion | 60 | 75 (stronger) |
| Loan quality | 67 | 88 (stronger) |
| Earnings | 42 | 46 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 31st | 74th |
| Total assets | $186.9M | $173.7M |
| Deposits / shares | $164.3M | $157.3M |
| Capital ratio | 11.00% | 12.48% (stronger) |
| Problem loans | 0.99% | 0.37% (stronger) |
| Net charge-offs | 0.35% (stronger) | 0.36% |
| Return on assets | 0.55% | 0.64% (stronger) |
| Loans ÷ deposits | 77.1% | 51.3% (stronger) |
| Uninsured deposits | 5.8% | 2.8% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 22.9% |
Ussco Johnstown Federal Credit Union has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Omega Federal Credit Union leads on 1 and Ussco Johnstown Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.