Side-by-side · Q2 2026 data
On Tap Credit Union vs Red Rocks Credit Union
Metric by metric
| Measure | On Tap Credit Union | Red Rocks Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 57 |
| Capital cushion | 42 | 43 (stronger) |
| Loan quality | 54 | 84 (stronger) |
| Earnings | 100 (stronger) | 22 |
| Funding & liquidity | 71 (stronger) | 61 |
| Problem-loan coverage | 80 | 91 (stronger) |
| Peer percentile | 34th | 14th |
| Total assets | $474.0M | $344.0M |
| Deposits / shares | $391.8M | $288.1M |
| Capital ratio | 9.21% | 9.31% (stronger) |
| Problem loans | 1.38% | 0.49% (stronger) |
| Net charge-offs | 0.46% | 0.31% (stronger) |
| Return on assets | 2.26% (stronger) | 0.05% |
| Loans ÷ deposits | 78.1% (stronger) | 99.0% |
| Uninsured deposits | 25.2% | 8.2% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.2% | 18.1% |
On Tap Credit Union has the higher TellerScore (65 vs 57). On the 7 directional measures above (where higher or lower is clearly better), On Tap Credit Union leads on 3 and Red Rocks Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.