Side-by-side · Q2 2026 data
One American Bank vs First PREMIER Bank
Metric by metric
| Measure | One American Bank | First PREMIER Bank |
|---|---|---|
| TellerScore | 40 | 85 (stronger) |
| Capital cushion | 33 | 87 (stronger) |
| Loan quality | 48 | 97 (stronger) |
| Earnings | 0 | 92 (stronger) |
| Funding & liquidity | 65 (stronger) | 42 |
| Problem-loan coverage | 79 | 99 (stronger) |
| Peer percentile | 2nd | 97th |
| Total assets | $285.2M | $3.6B |
| Deposits / shares | $231.5M | $2.9B |
| Capital ratio | 8.35% | 13.67% (stronger) |
| Problem loans | 1.56% | 0.10% (stronger) |
| Net charge-offs | 4.78% | 0.19% (stronger) |
| Return on assets | -3.96% | 1.79% (stronger) |
| Loans ÷ deposits | 95.4% | 72.7% (stronger) |
| Uninsured deposits | 10.8% (stronger) | 56.1% |
| Offices | 3 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.8% |
First PREMIER Bank has the higher TellerScore (85 vs 40). On the 7 directional measures above (where higher or lower is clearly better), One American Bank leads on 1 and First PREMIER Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.