Side-by-side · Q2 2026 data
One American Bank vs First Savings Bank
Metric by metric
| Measure | One American Bank | First Savings Bank |
|---|---|---|
| TellerScore | 40 | 83 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 48 | 70 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 65 (stronger) | 38 |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 2nd | 94th |
| Total assets | $285.2M | $1.6B |
| Deposits / shares | $231.5M | $1.3B |
| Capital ratio | 8.35% | 19.25% (stronger) |
| Problem loans | 1.56% | 0.90% (stronger) |
| Net charge-offs | 4.78% | 4.08% (stronger) |
| Return on assets | -3.96% | 2.61% (stronger) |
| Loans ÷ deposits | 95.4% | 89.6% (stronger) |
| Uninsured deposits | 10.8% (stronger) | 44.2% |
| Offices | 3 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.1% |
First Savings Bank has the higher TellerScore (83 vs 40). On the 7 directional measures above (where higher or lower is clearly better), One American Bank leads on 1 and First Savings Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.