Side-by-side · Q2 2026 data
One American Bank vs Quoin Financial Bank
Metric by metric
| Measure | One American Bank | Quoin Financial Bank |
|---|---|---|
| TellerScore | 40 | 67 (stronger) |
| Capital cushion | 33 (stronger) | 29 |
| Loan quality | 48 | 93 (stronger) |
| Earnings | 0 | 67 (stronger) |
| Funding & liquidity | 65 | 80 (stronger) |
| Problem-loan coverage | 79 | 98 (stronger) |
| Peer percentile | 2nd | 34th |
| Total assets | $285.2M | $250.7M |
| Deposits / shares | $231.5M | $216.5M |
| Capital ratio | 8.35% (stronger) | 7.90% |
| Problem loans | 1.56% | 0.21% (stronger) |
| Net charge-offs | 4.78% | 0.01% (stronger) |
| Return on assets | -3.96% | 1.17% (stronger) |
| Loans ÷ deposits | 95.4% | 71.9% (stronger) |
| Uninsured deposits | 10.8% (stronger) | 22.1% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Quoin Financial Bank has the higher TellerScore (67 vs 40). On the 7 directional measures above (where higher or lower is clearly better), One American Bank leads on 2 and Quoin Financial Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.