Side-by-side · Q2 2026 data
One American Bank vs Rivers Edge Bank
Metric by metric
| Measure | One American Bank | Rivers Edge Bank |
|---|---|---|
| TellerScore | 40 | 68 (stronger) |
| Capital cushion | 33 | 33 |
| Loan quality | 48 | 95 (stronger) |
| Earnings | 0 | 79 (stronger) |
| Funding & liquidity | 65 (stronger) | 59 |
| Problem-loan coverage | 79 | 98 (stronger) |
| Peer percentile | 2nd | 37th |
| Total assets | $285.2M | $357.1M |
| Deposits / shares | $231.5M | $295.9M |
| Capital ratio | 8.35% (stronger) | 8.30% |
| Problem loans | 1.56% | 0.16% (stronger) |
| Net charge-offs | 4.78% | 0.06% (stronger) |
| Return on assets | -3.96% | 1.47% (stronger) |
| Loans ÷ deposits | 95.4% | 91.3% (stronger) |
| Uninsured deposits | 10.8% (stronger) | 24.1% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
Rivers Edge Bank has the higher TellerScore (68 vs 40). On the 7 directional measures above (where higher or lower is clearly better), One American Bank leads on 2 and Rivers Edge Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.