Side-by-side · Q2 2026 data
One American Bank vs Security National Bank of South Dakota
Bank
Security National Bank of South Dakota
Dakota Dunes, South Dakota · $100 million – $1 billion
Metric by metric
| Measure | One American Bank | Security National Bank of South Dakota |
|---|---|---|
| TellerScore | 40 | 93 (stronger) |
| Capital cushion | 33 | 91 (stronger) |
| Loan quality | 48 | 100 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 65 | 73 (stronger) |
| Problem-loan coverage | 79 | 100 (stronger) |
| Peer percentile | 2nd | 98th |
| Total assets | $285.2M | $251.5M |
| Deposits / shares | $231.5M | $194.7M |
| Capital ratio | 8.35% | 14.12% (stronger) |
| Problem loans | 1.56% | 0.00% (stronger) |
| Net charge-offs | 4.78% | 0.00% (stronger) |
| Return on assets | -3.96% | 2.48% (stronger) |
| Loans ÷ deposits | 95.4% | 87.5% (stronger) |
| Uninsured deposits | 10.8% (stronger) | 15.1% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.0% |
Security National Bank of South Dakota has the higher TellerScore (93 vs 40). On the 7 directional measures above (where higher or lower is clearly better), One American Bank leads on 1 and Security National Bank of South Dakota on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.