Side-by-side · Q2 2026 data
One Bank of Tennessee vs People's Bank and Trust Company of Pickett County
Bank
People's Bank and Trust Company of Pickett County
Byrdstown, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | One Bank of Tennessee | People's Bank and Trust Company of Pickett County |
|---|---|---|
| TellerScore | 79 (stronger) | 70 |
| Capital cushion | 41 | 58 (stronger) |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 80 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 88th | 43rd |
| Total assets | $1.7B | $319.0M |
| Deposits / shares | $1.5B | $280.2M |
| Capital ratio | 9.09% | 10.85% (stronger) |
| Problem loans | 0.01% (stronger) | 0.73% |
| Net charge-offs | 0.02% (stronger) | 0.42% |
| Return on assets | 2.16% (stronger) | 1.24% |
| Loans ÷ deposits | 73.5% (stronger) | 85.7% |
| Uninsured deposits | 20.9% | 14.4% (stronger) |
| Offices | 19 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | — |
One Bank of Tennessee has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), One Bank of Tennessee leads on 5 and People's Bank and Trust Company of Pickett County on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Livingston, TN