Side-by-side · Q2 2026 data
One Bank of Tennessee vs Security Bank and Trust Company
Metric by metric
| Measure | One Bank of Tennessee | Security Bank and Trust Company |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 41 | 59 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 80 (stronger) | 62 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 88th | 88th |
| Total assets | $1.7B | $1.7B |
| Deposits / shares | $1.5B | $1.4B |
| Capital ratio | 9.09% | 10.92% (stronger) |
| Problem loans | 0.01% (stronger) | 0.02% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 2.16% (stronger) | 1.61% |
| Loans ÷ deposits | 73.5% (stronger) | 83.8% |
| Uninsured deposits | 20.9% (stronger) | 27.5% |
| Offices | 19 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | 7.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), One Bank of Tennessee leads on 4 and Security Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.