Side-by-side · Q2 2026 data
One Community Federal Credit Union vs The United Federal Credit Union
Credit union
One Community Federal Credit Union
Parkersburg, West Virginia · $100 million – $1 billion
Credit union
The United Federal Credit Union
Morgantown, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | One Community Federal Credit Union | The United Federal Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 57 |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 62 (stronger) | 0 |
| Earnings | 50 (stronger) | 45 |
| Funding & liquidity | 77 (stronger) | 69 |
| Problem-loan coverage | 84 (stronger) | 80 |
| Peer percentile | 29th | 14th |
| Total assets | $100.9M | $109.2M |
| Deposits / shares | $89.3M | $78.9M |
| Capital ratio | 10.89% | 27.55% (stronger) |
| Problem loans | 1.15% (stronger) | 3.21% |
| Net charge-offs | 0.56% | 0.32% (stronger) |
| Return on assets | 0.75% (stronger) | 0.63% |
| Loans ÷ deposits | 83.5% (stronger) | 91.4% |
| Uninsured deposits | 1.6% (stronger) | 5.6% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
One Community Federal Credit Union has the higher TellerScore (63 vs 57). On the 7 directional measures above (where higher or lower is clearly better), One Community Federal Credit Union leads on 5 and The United Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.