Side-by-side · Q2 2026 data
One Community Federal Credit Union vs West Virginia Federal Credit Union
Credit union
One Community Federal Credit Union
Parkersburg, West Virginia · $100 million – $1 billion
Credit union
West Virginia Federal Credit Union
South Charlesto, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | One Community Federal Credit Union | West Virginia Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 88 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 62 | 75 (stronger) |
| Earnings | 50 | 76 (stronger) |
| Funding & liquidity | 77 | 93 (stronger) |
| Problem-loan coverage | 84 | 96 (stronger) |
| Peer percentile | 29th | 92nd |
| Total assets | $100.9M | $141.6M |
| Deposits / shares | $89.3M | $114.2M |
| Capital ratio | 10.89% | 18.52% (stronger) |
| Problem loans | 1.15% | 0.74% (stronger) |
| Net charge-offs | 0.56% | 0.18% (stronger) |
| Return on assets | 0.75% | 1.40% (stronger) |
| Loans ÷ deposits | 83.5% | 67.3% (stronger) |
| Uninsured deposits | 1.6% (stronger) | 3.3% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.8% |
West Virginia Federal Credit Union has the higher TellerScore (88 vs 63). On the 7 directional measures above (where higher or lower is clearly better), One Community Federal Credit Union leads on 1 and West Virginia Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.