Side-by-side · Q2 2026 data
One Source Federal Credit Union vs Bp Federal Credit Union
Metric by metric
| Measure | One Source Federal Credit Union | Bp Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 69 (stronger) |
| Capital cushion | 53 | 90 (stronger) |
| Loan quality | 91 (stronger) | 73 |
| Earnings | 2 | 30 (stronger) |
| Funding & liquidity | 95 (stronger) | 60 |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 29th | 48th |
| Total assets | $124.0M | $124.4M |
| Deposits / shares | $110.4M | $107.5M |
| Capital ratio | 10.29% | 13.98% (stronger) |
| Problem loans | 0.27% (stronger) | 0.81% |
| Net charge-offs | 1.52% | 0.14% (stronger) |
| Return on assets | -0.44% | 0.26% (stronger) |
| Loans ÷ deposits | 65.4% (stronger) | 100.3% |
| Uninsured deposits | 6.4% (stronger) | 11.7% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Bp Federal Credit Union has the higher TellerScore (69 vs 63). On the 7 directional measures above (where higher or lower is clearly better), One Source Federal Credit Union leads on 3 and Bp Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.