Side-by-side · Q2 2026 data
One Source Federal Credit Union vs Telco Plus Credit Union
Metric by metric
| Measure | One Source Federal Credit Union | Telco Plus Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 54 |
| Capital cushion | 53 (stronger) | 43 |
| Loan quality | 91 (stronger) | 90 |
| Earnings | 2 | 2 |
| Funding & liquidity | 95 (stronger) | 64 |
| Problem-loan coverage | 96 (stronger) | 86 |
| Peer percentile | 29th | 10th |
| Total assets | $124.0M | $124.3M |
| Deposits / shares | $110.4M | $108.2M |
| Capital ratio | 10.29% (stronger) | 9.28% |
| Problem loans | 0.27% (stronger) | 0.31% |
| Net charge-offs | 1.52% | 1.27% (stronger) |
| Return on assets | -0.44% (stronger) | -0.44% |
| Loans ÷ deposits | 65.4% (stronger) | 96.6% |
| Uninsured deposits | 6.4% | 3.2% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.8% |
One Source Federal Credit Union has the higher TellerScore (63 vs 54). On the 7 directional measures above (where higher or lower is clearly better), One Source Federal Credit Union leads on 5 and Telco Plus Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.