Side-by-side · Q2 2026 data
Oneida County Federal Credit Union vs Afgm Enterprises Federal Credit Union
Credit union
Afgm Enterprises Federal Credit Union
Cheektowaga, New York · Under $100 million in assets
Metric by metric
| Measure | Oneida County Federal Credit Union | Afgm Enterprises Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 87 (stronger) | 61 |
| Earnings | 20 | 54 (stronger) |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 47th | 54th |
| Total assets | $13.5M | $13.4M |
| Deposits / shares | $11.8M | $9.9M |
| Capital ratio | 12.52% | 25.65% (stronger) |
| Problem loans | 0.38% (stronger) | 1.16% |
| Net charge-offs | 0.01% | -0.13% (stronger) |
| Return on assets | -0.00% | 0.84% (stronger) |
| Loans ÷ deposits | 38.9% (stronger) | 87.2% |
| Uninsured deposits | 0.0% (stronger) | 1.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Afgm Enterprises Federal Credit Union has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Oneida County Federal Credit Union leads on 3 and Afgm Enterprises Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.