TellerScore

Side-by-side · Q2 2026 data

Oneida County Federal Credit Union vs Transfiguration Parish Federal Credit Union

Credit union

Oneida County Federal Credit Union

Utica, New York · Under $100 million in assets

73of 100
Strong

Credit union

Transfiguration Parish Federal Credit Union

Brooklyn, New York · Under $100 million in assets

57of 100
Moderate

Metric by metric

MeasureOneida County Federal Credit UnionTransfiguration Parish Federal Credit Union
TellerScore73 (stronger)57
Capital cushion75 (stronger)16
Loan quality8797 (stronger)
Earnings20 (stronger)13
Funding & liquidity100100
Problem-loan coverage9899 (stronger)
Peer percentile47th17th
Total assets$13.5M$12.9M
Deposits / shares$11.8M$12.0M
Capital ratio12.52% (stronger)6.64%
Problem loans0.38%0.09% (stronger)
Net charge-offs0.01% (stronger)0.59%
Return on assets-0.00% (stronger)-0.17%
Loans ÷ deposits38.9%37.5% (stronger)
Uninsured deposits0.0%0.0%
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Oneida County Federal Credit Union has the higher TellerScore (73 vs 57). On the 6 directional measures above (where higher or lower is clearly better), Oneida County Federal Credit Union leads on 4 and Transfiguration Parish Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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