Side-by-side · Q2 2026 data
OneUnited Bank vs Middlesex Federal Savings, F.A.
Metric by metric
| Measure | OneUnited Bank | Middlesex Federal Savings, F.A. |
|---|---|---|
| TellerScore | 59 | 65 (stronger) |
| Capital cushion | 54 (stronger) | 50 |
| Loan quality | 86 | 99 (stronger) |
| Earnings | 0 | 25 (stronger) |
| Funding & liquidity | 80 (stronger) | 69 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 17th | 29th |
| Total assets | $637.9M | $654.4M |
| Deposits / shares | $511.7M | $576.5M |
| Capital ratio | 10.43% (stronger) | 9.97% |
| Problem loans | 0.42% | 0.04% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | -0.80% | 0.14% (stronger) |
| Loans ÷ deposits | 79.7% (stronger) | 91.4% |
| Uninsured deposits | 15.5% | 14.0% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.3% |
Middlesex Federal Savings, F.A. has the higher TellerScore (65 vs 59). On the 7 directional measures above (where higher or lower is clearly better), OneUnited Bank leads on 2 and Middlesex Federal Savings, F.A. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.