Side-by-side · Q2 2026 data
Onomea Federal Credit Union vs Molokai Community Federal Credit Union
Credit union
Molokai Community Federal Credit Union
Kaunakakai, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Onomea Federal Credit Union | Molokai Community Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 68 |
| Capital cushion | 100 | 100 |
| Loan quality | 85 (stronger) | 0 |
| Earnings | 98 (stronger) | 73 |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 82 |
| Peer percentile | 89th | 36th |
| Total assets | $26.0M | $38.3M |
| Deposits / shares | $21.1M | $31.1M |
| Capital ratio | 18.33% | 18.54% (stronger) |
| Problem loans | 0.46% (stronger) | 4.40% |
| Net charge-offs | -0.00% | -0.26% (stronger) |
| Return on assets | 1.95% (stronger) | 1.32% |
| Loans ÷ deposits | 96.2% | 47.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 4.6% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Onomea Federal Credit Union has the higher TellerScore (90 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Onomea Federal Credit Union leads on 4 and Molokai Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.