Side-by-side · Q2 2026 data
Oostburg State Bank vs American National Bank - Fox Cities
Metric by metric
| Measure | Oostburg State Bank | American National Bank - Fox Cities |
|---|---|---|
| TellerScore | 79 | 84 (stronger) |
| Capital cushion | 66 | 86 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 75 (stronger) | 70 |
| Funding & liquidity | 72 (stronger) | 58 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 75th | 86th |
| Total assets | $440.2M | $432.6M |
| Deposits / shares | $388.4M | $353.5M |
| Capital ratio | 11.64% | 13.59% (stronger) |
| Problem loans | 0.13% | 0.00% (stronger) |
| Net charge-offs | 0.13% | -0.01% (stronger) |
| Return on assets | 1.39% (stronger) | 1.26% |
| Loans ÷ deposits | 81.6% (stronger) | 93.5% |
| Uninsured deposits | 21.3% (stronger) | 22.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.1% | 5.2% |
American National Bank - Fox Cities has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Oostburg State Bank leads on 3 and American National Bank - Fox Cities on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.