Side-by-side · Q2 2026 data
Open Bank vs CalPrivate Bank
Metric by metric
| Measure | Open Bank | CalPrivate Bank |
|---|---|---|
| TellerScore | 47 | 65 (stronger) |
| Capital cushion | 51 | 65 (stronger) |
| Loan quality | 30 | 58 (stronger) |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 27 (stronger) | 26 |
| Problem-loan coverage | 67 | 75 (stronger) |
| Peer percentile | 5th | 36th |
| Total assets | $2.7B | $2.7B |
| Deposits / shares | $2.4B | $2.4B |
| Capital ratio | 10.15% | 11.52% (stronger) |
| Problem loans | 2.09% | 1.26% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.08% |
| Return on assets | 1.20% | 2.02% (stronger) |
| Loans ÷ deposits | 95.1% | 88.2% (stronger) |
| Uninsured deposits | 49.7% (stronger) | 56.5% |
| Offices | 12 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.6% | — |
CalPrivate Bank has the higher TellerScore (65 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Open Bank leads on 2 and CalPrivate Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.