Side-by-side · Q2 2026 data
Opportunity Bank of Montana vs Wolf Point Federal Credit Union
Credit union
Wolf Point Federal Credit Union
Wolf Point, Montana · Under $100 million in assets
Metric by metric
| Measure | Opportunity Bank of Montana | Wolf Point Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 91 (stronger) | 49 |
| Earnings | 54 (stronger) | 14 |
| Funding & liquidity | 69 | 94 (stronger) |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 63rd | 36th |
| Total assets | $2.1B | $23.3M |
| Deposits / shares | $1.8B | $18.7M |
| Capital ratio | 10.93% | 17.19% (stronger) |
| Problem loans | 0.26% (stronger) | 1.54% |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 0.85% (stronger) | -0.16% |
| Loans ÷ deposits | 86.2% | 59.5% (stronger) |
| Uninsured deposits | 19.9% (stronger) | 21.1% |
| Offices | 29 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | — |
Opportunity Bank of Montana has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Opportunity Bank of Montana leads on 4 and Wolf Point Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Glasgow, MT
- Wolf Point, MT