Side-by-side · Q2 2026 data
Orange Bank & Trust Company vs First Federal Savings of Middletown
Metric by metric
| Measure | Orange Bank & Trust Company | First Federal Savings of Middletown |
|---|---|---|
| TellerScore | 73 | 89 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 63 | 100 (stronger) |
| Earnings | 95 (stronger) | 94 |
| Funding & liquidity | 31 | 37 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 70th | 94th |
| Total assets | $2.8B | $188.0M |
| Deposits / shares | $2.4B | $112.3M |
| Capital ratio | 13.15% | 36.94% (stronger) |
| Problem loans | 1.12% | 0.00% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.46% |
| Return on assets | 1.88% (stronger) | 1.86% |
| Loans ÷ deposits | 79.6% (stronger) | 132.6% |
| Uninsured deposits | 60.8% | 26.9% (stronger) |
| Offices | 16 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.5% | — |
First Federal Savings of Middletown has the higher TellerScore (89 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Orange Bank & Trust Company leads on 3 and First Federal Savings of Middletown on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.