Side-by-side · Q2 2026 data
Orange Bank & Trust Company vs International Bank of Chicago
Metric by metric
| Measure | Orange Bank & Trust Company | International Bank of Chicago |
|---|---|---|
| TellerScore | 73 | 82 (stronger) |
| Capital cushion | 82 (stronger) | 75 |
| Loan quality | 63 | 98 (stronger) |
| Earnings | 95 (stronger) | 93 |
| Funding & liquidity | 31 | 46 (stronger) |
| Problem-loan coverage | 87 | 91 (stronger) |
| Peer percentile | 70th | 82nd |
| Total assets | $2.8B | $982.7M |
| Deposits / shares | $2.4B | $863.0M |
| Capital ratio | 13.15% (stronger) | 12.54% |
| Problem loans | 1.12% | 0.05% (stronger) |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 1.88% (stronger) | 1.82% |
| Loans ÷ deposits | 79.6% (stronger) | 85.2% |
| Uninsured deposits | 60.8% | 41.4% (stronger) |
| Offices | 16 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.5% | 8.1% |
International Bank of Chicago has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Orange Bank & Trust Company leads on 3 and International Bank of Chicago on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.