Side-by-side · Q2 2026 data
Orange Bank & Trust Company vs Wallkill Valley Federal Savings and Loan Association
Bank
Wallkill Valley Federal Savings and Loan Association
Wallkill, New York · $100 million – $1 billion
Metric by metric
| Measure | Orange Bank & Trust Company | Wallkill Valley Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 73 (stronger) | 68 |
| Capital cushion | 82 (stronger) | 42 |
| Loan quality | 63 | 100 (stronger) |
| Earnings | 95 (stronger) | 47 |
| Funding & liquidity | 31 | 70 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 70th | 37th |
| Total assets | $2.8B | $485.0M |
| Deposits / shares | $2.4B | $416.7M |
| Capital ratio | 13.15% (stronger) | 9.17% |
| Problem loans | 1.12% | 0.00% (stronger) |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 1.88% (stronger) | 0.68% |
| Loans ÷ deposits | 79.6% (stronger) | 83.6% |
| Uninsured deposits | 60.8% | 20.9% (stronger) |
| Offices | 16 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.5% | 6.9% |
Orange Bank & Trust Company has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Orange Bank & Trust Company leads on 4 and Wallkill Valley Federal Savings and Loan Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Montgomery, NY
- Newburgh, NY