Side-by-side · Q2 2026 data
Orange County'S Federal Credit Union vs California Coast Credit Union
Credit union
Orange County'S Federal Credit Union
Santa Ana, California · $1 billion – $10 billion
Credit union
California Coast Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | Orange County'S Federal Credit Union | California Coast Credit Union |
|---|---|---|
| TellerScore | 70 | 85 (stronger) |
| Capital cushion | 57 | 89 (stronger) |
| Loan quality | 78 | 91 (stronger) |
| Earnings | 73 (stronger) | 67 |
| Funding & liquidity | 66 | 82 (stronger) |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 58th | 94th |
| Total assets | $3.1B | $3.5B |
| Deposits / shares | $2.6B | $3.1B |
| Capital ratio | 10.66% | 13.91% (stronger) |
| Problem loans | 0.65% | 0.26% (stronger) |
| Net charge-offs | 0.48% | 0.18% (stronger) |
| Return on assets | 1.31% (stronger) | 1.16% |
| Loans ÷ deposits | 94.6% | 78.2% (stronger) |
| Uninsured deposits | 8.4% | 2.3% (stronger) |
| Offices | 9 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.5% |
California Coast Credit Union has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Orange County'S Federal Credit Union leads on 1 and California Coast Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.