Side-by-side · Q2 2026 data
Oregon Pacific Banking Company dba Oregon Pacific Bank vs Evergreen Federal Bank
Bank
Oregon Pacific Banking Company dba Oregon Pacific Bank
Florence, Oregon · $100 million – $1 billion
Metric by metric
| Measure | Oregon Pacific Banking Company dba Oregon Pacific Bank | Evergreen Federal Bank |
|---|---|---|
| TellerScore | 74 | 75 (stronger) |
| Capital cushion | 62 | 82 (stronger) |
| Loan quality | 87 (stronger) | 79 |
| Earnings | 74 (stronger) | 52 |
| Funding & liquidity | 61 | 70 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 57th | 61st |
| Total assets | $825.4M | $621.6M |
| Deposits / shares | $723.8M | $536.6M |
| Capital ratio | 11.18% | 13.24% (stronger) |
| Problem loans | 0.39% (stronger) | 0.63% |
| Net charge-offs | 0.08% | 0.06% (stronger) |
| Return on assets | 1.35% (stronger) | 0.81% |
| Loans ÷ deposits | 83.1% (stronger) | 90.4% |
| Uninsured deposits | 29.7% | 14.4% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.8% |
Evergreen Federal Bank has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Oregon Pacific Banking Company dba Oregon Pacific Bank leads on 3 and Evergreen Federal Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.