Side-by-side · Q2 2026 data
Oregon Pacific Banking Company dba Oregon Pacific Bank vs Summit Bank
Bank
Oregon Pacific Banking Company dba Oregon Pacific Bank
Florence, Oregon · $100 million – $1 billion
Metric by metric
| Measure | Oregon Pacific Banking Company dba Oregon Pacific Bank | Summit Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 62 | 63 (stronger) |
| Loan quality | 87 (stronger) | 83 |
| Earnings | 74 | 74 |
| Funding & liquidity | 61 (stronger) | 42 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 57th | 58th |
| Total assets | $825.4M | $1.3B |
| Deposits / shares | $723.8M | $1.2B |
| Capital ratio | 11.18% | 11.34% (stronger) |
| Problem loans | 0.39% (stronger) | 0.52% |
| Net charge-offs | 0.08% (stronger) | 0.42% |
| Return on assets | 1.35% | 1.36% (stronger) |
| Loans ÷ deposits | 83.1% (stronger) | 98.5% |
| Uninsured deposits | 29.7% (stronger) | 32.7% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oregon Pacific Banking Company dba Oregon Pacific Bank has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Oregon Pacific Banking Company dba Oregon Pacific Bank leads on 5 and Summit Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.