Side-by-side · Q2 2026 data
Orrstown Bank vs Members 1st Federal Credit Union
Credit union
Members 1st Federal Credit Union
Enola, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Orrstown Bank | Members 1st Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 88 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 80 (stronger) | 76 |
| Earnings | 88 | 100 (stronger) |
| Funding & liquidity | 57 | 64 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 58th | 96th |
| Total assets | $5.6B | $8.7B |
| Deposits / shares | $4.6B | $7.3B |
| Capital ratio | 9.97% | 15.13% (stronger) |
| Problem loans | 0.60% (stronger) | 0.73% |
| Net charge-offs | 0.10% (stronger) | 0.58% |
| Return on assets | 1.69% | 2.38% (stronger) |
| Loans ÷ deposits | 88.0% (stronger) | 96.2% |
| Uninsured deposits | 29.1% | 10.2% (stronger) |
| Offices | 38 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.0% | — |
Members 1st Federal Credit Union has the higher TellerScore (88 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Orrstown Bank leads on 3 and Members 1st Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- York, PA
- Carlisle, PA
- Harrisburg, PA
- Hanover, PA
- Lancaster, PA
- Mechanicsburg, PA
- Shippensburg, PA
- Red Lion, PA
- Camp Hill, PA