Side-by-side · Q2 2026 data
Orrstown Bank vs Peoples Security Bank and Trust Company
Metric by metric
| Measure | Orrstown Bank | Peoples Security Bank and Trust Company |
|---|---|---|
| TellerScore | 70 (stronger) | 69 |
| Capital cushion | 50 | 55 (stronger) |
| Loan quality | 80 | 89 (stronger) |
| Earnings | 88 (stronger) | 69 |
| Funding & liquidity | 57 (stronger) | 48 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 58th | 53rd |
| Total assets | $5.6B | $5.4B |
| Deposits / shares | $4.6B | $4.5B |
| Capital ratio | 9.97% | 10.46% (stronger) |
| Problem loans | 0.60% | 0.33% (stronger) |
| Net charge-offs | 0.10% | 0.06% (stronger) |
| Return on assets | 1.69% (stronger) | 1.23% |
| Loans ÷ deposits | 88.0% (stronger) | 94.5% |
| Uninsured deposits | 29.1% (stronger) | 31.0% |
| Offices | 38 | 40 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.0% | 20.2% |
Orrstown Bank has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Orrstown Bank leads on 4 and Peoples Security Bank and Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.