Side-by-side · Q2 2026 data
Orrstown Bank vs The Chesapeake Bank & Trust Co.
Metric by metric
| Measure | Orrstown Bank | The Chesapeake Bank & Trust Co. |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 50 (stronger) | 48 |
| Loan quality | 80 | 93 (stronger) |
| Earnings | 88 | 100 (stronger) |
| Funding & liquidity | 57 (stronger) | 49 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 58th | 61st |
| Total assets | $5.6B | $141.5M |
| Deposits / shares | $4.6B | $104.5M |
| Capital ratio | 9.97% (stronger) | 9.76% |
| Problem loans | 0.60% | 0.22% (stronger) |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 1.69% | 1.99% (stronger) |
| Loans ÷ deposits | 88.0% (stronger) | 102.2% |
| Uninsured deposits | 29.1% | 23.5% (stronger) |
| Offices | 38 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.0% | — |
The Chesapeake Bank & Trust Co. has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Orrstown Bank leads on 2 and The Chesapeake Bank & Trust Co. on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.