Side-by-side · Q2 2026 data
Otoe-Missouria Federal Credit Union vs Growing Oaks Federal Credit Union
Credit union
Growing Oaks Federal Credit Union
Goldsby, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | Otoe-Missouria Federal Credit Union | Growing Oaks Federal Credit Union |
|---|---|---|
| TellerScore | 26 | 55 (stronger) |
| Capital cushion | 42 | 45 (stronger) |
| Loan quality | 0 | 73 (stronger) |
| Earnings | 0 | 24 (stronger) |
| Funding & liquidity | 67 (stronger) | 63 |
| Problem-loan coverage | 31 | 87 (stronger) |
| Peer percentile | 1st | 15th |
| Total assets | $3.5M | $4.1M |
| Deposits / shares | $3.1M | $3.6M |
| Capital ratio | 9.17% | 9.54% (stronger) |
| Problem loans | 4.55% | 0.80% (stronger) |
| Net charge-offs | 5.12% | 0.46% (stronger) |
| Return on assets | -3.74% | 0.10% (stronger) |
| Loans ÷ deposits | 62.0% (stronger) | 83.4% |
| Uninsured deposits | 42.7% | 27.2% (stronger) |
| Offices | 0 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Growing Oaks Federal Credit Union has the higher TellerScore (55 vs 26). On the 7 directional measures above (where higher or lower is clearly better), Otoe-Missouria Federal Credit Union leads on 1 and Growing Oaks Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.