Side-by-side · Q2 2026 data
Our Credit Union vs Marshall Community Credit Union
Metric by metric
| Measure | Our Credit Union | Marshall Community Credit Union |
|---|---|---|
| TellerScore | 68 | 78 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 84 (stronger) | 31 |
| Earnings | 45 | 100 (stronger) |
| Funding & liquidity | 91 (stronger) | 81 |
| Problem-loan coverage | 93 (stronger) | 84 |
| Peer percentile | 45th | 74th |
| Total assets | $375.1M | $371.8M |
| Deposits / shares | $347.3M | $304.2M |
| Capital ratio | 9.98% | 17.17% (stronger) |
| Problem loans | 0.48% (stronger) | 2.08% |
| Net charge-offs | 0.39% | 0.39% (stronger) |
| Return on assets | 0.63% | 2.10% (stronger) |
| Loans ÷ deposits | 68.9% (stronger) | 78.8% |
| Uninsured deposits | 4.4% (stronger) | 13.8% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.6% |
Marshall Community Credit Union has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Our Credit Union leads on 3 and Marshall Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.