Side-by-side · Q2 2026 data
Outdoor Bank vs Farmers & Merchants Bank of Colby
Metric by metric
| Measure | Outdoor Bank | Farmers & Merchants Bank of Colby |
|---|---|---|
| TellerScore | 31 | 73 (stronger) |
| Capital cushion | 42 | 62 (stronger) |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 10 | 88 (stronger) |
| Funding & liquidity | 79 (stronger) | 52 |
| Problem-loan coverage | 48 | 92 (stronger) |
| Peer percentile | 1st | 53rd |
| Total assets | $648.8M | $650.8M |
| Deposits / shares | $572.1M | $511.3M |
| Capital ratio | 9.24% | 11.23% (stronger) |
| Problem loans | 3.83% | 0.61% (stronger) |
| Net charge-offs | 1.00% | -0.04% (stronger) |
| Return on assets | -0.26% | 1.69% (stronger) |
| Loans ÷ deposits | 81.0% (stronger) | 93.0% |
| Uninsured deposits | 13.3% (stronger) | 28.8% |
| Offices | 11 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.2% | — |
Farmers & Merchants Bank of Colby has the higher TellerScore (73 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Outdoor Bank leads on 2 and Farmers & Merchants Bank of Colby on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.