Side-by-side · Q2 2026 data
Outreach Federal Credit Union vs Patriot Equity Credit Union
Credit union
Patriot Equity Credit Union
Jackson, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Outreach Federal Credit Union | Patriot Equity Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 44 |
| Capital cushion | 60 (stronger) | 58 |
| Loan quality | 83 (stronger) | 3 |
| Earnings | 33 (stronger) | 21 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 71 |
| Peer percentile | 40th | 4th |
| Total assets | $35.3M | $33.0M |
| Deposits / shares | $31.2M | $29.3M |
| Capital ratio | 10.96% (stronger) | 10.76% |
| Problem loans | 0.50% (stronger) | 2.92% |
| Net charge-offs | 0.36% (stronger) | 1.76% |
| Return on assets | 0.32% (stronger) | 0.04% |
| Loans ÷ deposits | 53.9% (stronger) | 59.8% |
| Uninsured deposits | 1.2% (stronger) | 10.2% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Outreach Federal Credit Union has the higher TellerScore (70 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Outreach Federal Credit Union leads on 7 and Patriot Equity Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.