Side-by-side · Q2 2026 data
Outreach Federal Credit Union vs St. Thomas Credit Union
Metric by metric
| Measure | Outreach Federal Credit Union | St. Thomas Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 59 |
| Capital cushion | 60 | 73 (stronger) |
| Loan quality | 83 (stronger) | 38 |
| Earnings | 33 | 43 (stronger) |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 96 (stronger) | 77 |
| Peer percentile | 40th | 20th |
| Total assets | $35.3M | $38.3M |
| Deposits / shares | $31.2M | $33.4M |
| Capital ratio | 10.96% | 12.26% (stronger) |
| Problem loans | 0.50% (stronger) | 1.86% |
| Net charge-offs | 0.36% | 0.04% (stronger) |
| Return on assets | 0.32% | 0.58% (stronger) |
| Loans ÷ deposits | 53.9% (stronger) | 88.0% |
| Uninsured deposits | 1.2% (stronger) | 8.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Outreach Federal Credit Union has the higher TellerScore (70 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Outreach Federal Credit Union leads on 4 and St. Thomas Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.