Side-by-side · Q2 2026 data
Oxford Federal Credit Union vs Downeast Credit Union
Metric by metric
| Measure | Oxford Federal Credit Union | Downeast Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 38 |
| Loan quality | 84 (stronger) | 68 |
| Earnings | 84 (stronger) | 39 |
| Funding & liquidity | 89 (stronger) | 66 |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 96th | 10th |
| Total assets | $370.2M | $330.4M |
| Deposits / shares | $307.8M | $297.3M |
| Capital ratio | 16.16% (stronger) | 8.85% |
| Problem loans | 0.48% (stronger) | 0.95% |
| Net charge-offs | 0.19% (stronger) | 0.31% |
| Return on assets | 1.61% (stronger) | 0.48% |
| Loans ÷ deposits | 71.6% (stronger) | 94.2% |
| Uninsured deposits | 6.4% (stronger) | 7.8% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 34.2% |
Oxford Federal Credit Union has the higher TellerScore (91 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Oxford Federal Credit Union leads on 7 and Downeast Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.