Side-by-side · Q2 2026 data
Oxford Federal Credit Union vs Great Falls Regional Federal Credit Union
Credit union
Great Falls Regional Federal Credit Union
Lewiston, Maine · Under $100 million in assets
Metric by metric
| Measure | Oxford Federal Credit Union | Great Falls Regional Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 84 | 85 (stronger) |
| Earnings | 84 (stronger) | 37 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 96th | 59th |
| Total assets | $370.2M | $66.0M |
| Deposits / shares | $307.8M | $57.1M |
| Capital ratio | 16.16% (stronger) | 13.25% |
| Problem loans | 0.48% | 0.46% (stronger) |
| Net charge-offs | 0.19% | 0.06% (stronger) |
| Return on assets | 1.61% (stronger) | 0.42% |
| Loans ÷ deposits | 71.6% | 42.3% (stronger) |
| Uninsured deposits | 6.4% | 4.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oxford Federal Credit Union has the higher TellerScore (91 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Oxford Federal Credit Union leads on 3 and Great Falls Regional Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.