Side-by-side · Q2 2026 data
Ozark Bank vs Mid-Missouri Bank
Metric by metric
| Measure | Ozark Bank | Mid-Missouri Bank |
|---|---|---|
| TellerScore | 55 | 80 (stronger) |
| Capital cushion | 42 | 58 (stronger) |
| Loan quality | 51 | 98 (stronger) |
| Earnings | 65 | 85 (stronger) |
| Funding & liquidity | 58 | 74 (stronger) |
| Problem-loan coverage | 77 | 99 (stronger) |
| Peer percentile | 11th | 77th |
| Total assets | $341.0M | $946.7M |
| Deposits / shares | $283.1M | $844.3M |
| Capital ratio | 9.23% | 10.80% (stronger) |
| Problem loans | 1.47% | 0.07% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.12% | 1.63% (stronger) |
| Loans ÷ deposits | 89.7% | 79.6% (stronger) |
| Uninsured deposits | 26.2% | 20.7% (stronger) |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | — |
Mid-Missouri Bank has the higher TellerScore (80 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Ozark Bank leads on 1 and Mid-Missouri Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.