Side-by-side · Q2 2026 data
Paac Transit Division Federal Credit Union vs Pinpoint Federal Credit Union
Credit union
Paac Transit Division Federal Credit Union
Pittsburgh, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Paac Transit Division Federal Credit Union | Pinpoint Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 36 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 32 (stronger) | 0 |
| Earnings | 65 (stronger) | 52 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 95 (stronger) | 31 |
| Peer percentile | 54th | 2nd |
| Total assets | $29.2M | $30.2M |
| Deposits / shares | $24.0M | $28.3M |
| Capital ratio | 17.60% (stronger) | 8.43% |
| Problem loans | 2.04% (stronger) | 3.51% |
| Net charge-offs | 1.71% | 0.69% (stronger) |
| Return on assets | 1.12% (stronger) | 0.80% |
| Loans ÷ deposits | 25.7% (stronger) | 75.8% |
| Uninsured deposits | 1.6% (stronger) | 8.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Paac Transit Division Federal Credit Union has the higher TellerScore (76 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Paac Transit Division Federal Credit Union leads on 6 and Pinpoint Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.